Articles for Consumers Archives - Page 2 of 28

COVID’s Impact on Life Insurance

by PTT Financial | Oct 10, 2022 | Articles for Consumers, Financial Planning, Life Insurance

COVID-19 has changed many aspects of life. It may also have changed life insurance, at least in some ways. More than two years into the pandemic, it appears that COVID has had an impact on life insurance demand, and it has also had some impact on underwriting....

Protecting Your Personal Finances During High Inflation

by PTT Financial | Aug 18, 2022 | Articles for Consumers, Financial Planning

The signs of high inflation are everywhere. Whether you’re buying weekly essentials like food and gas or planning big-ticket purchases like a car or a vacation, you’re likely paying much more than you used to. Take steps now to protect your personal finances....

Life Insurance Options When Your Term Policy Expires

by PTT Financial | May 5, 2022 | Articles for Consumers, Financial Planning, Life Insurance

For many, life insurance may seem like a complicated investment vehicle. Although this may be true in some regards, life insurance has many different benefits. Between tax advantages and secure growth, you purchased a life insurance policy for a reason. Whether it was...

Save Money and Pay Down Debt at the Same Time: It’s Easier Than it Sounds

by PTT Financial | Mar 28, 2022 | Articles for Consumers, Financial Planning

When debt rears its ugly head, it can lead to stress and frustration. But it doesn’t have to. Following common financial advice would have you throwing every extra penny and dime at your debt as you work toward being debt free. In theory, that’s a great thing, but if...

Life Insurance Beneficiary Designations

by PTT Financial | Mar 21, 2022 | Articles for Consumers, Financial Planning, Life Insurance

There are a lot of things to consider when you buy life insurance. When’s the best time to buy a life insurance policy? Should you buy term life insurance or permanent life insurance? If it’s term, how long should the term be? And how large should the benefit be? Amid...

Second Chances: What If You Don’t Like Your Medicare Plan?

by PTT Financial | Sep 16, 2021 | Articles for Consumers, Medicare

In a recent article, we looked at the Medicare enrollment periods. We saw that most people enroll when they turn 65, but some people might delay enrollment without paying a late enrollment fee if they have eligible insurance from current employment. What we didn’t...