by PTT Financial | Dec 13, 2019 | Articles for Agents
The year is almost over. As 2020 approaches, you have one more chance to get your finances in order. End 2019 on a high note by taking these financial planning steps. Max Out Your Contributions Time is running out to make contributions to your retirement plans. If you...
by PTT Financial | Dec 5, 2019 | Articles for Agents
AEP is ending, but the Medicare Advantage Open Enrollment Period is right around the corner. To help you prepare, here’s a reminder of what you as an agent can do during OEP, as well as what your clients can do. For Clients – Enrollment Options The Medicare Advantage...
by PTT Financial | Nov 26, 2019 | Articles for Agents
The annual cost-of-living adjustment (COLA) means that retirees will be getting bigger Social Security retirement benefits in 2020. Before you start celebrating the windfall, however, it’s important to consider two things. One, the increase is only 1.6 percent. Two,...
by PTT Financial | Nov 19, 2019 | Articles for Agents
If you have a health savings account (HSA) and you’re turning 65, beware. Although HSAs are often used for retirement savings purposes, Medicare enrollees cannot contribute to HSAs. Here’s what you need to know about enrolling in Medicare and using your HSA. HSAs –...
by PTT Financial | Nov 7, 2019 | Articles for Agents
Do you need some extra help? Low Income Subsidies (LIS), also called Extra Help, are available to help qualifying Medicare beneficiaries afford the costs of prescription drugs. To qualify for Extra Help, you need to meet the LIS resource limits. The LIS resource...
by PTT Financial | Oct 24, 2019 | Articles for Agents
It’s no secret that prescription drugs can get expensive. To ensure that you can afford your medicine, it’s important to pick the right insurance coverage for your unique needs. When comparing Medicare plans, you can do this by creating a drug list in the Medicare...
